Insurance
winter sports insurance
We have arranged a special Winter Sports Insurance Policy through Lloyds
Insurance Brokers, JLT Risk Solutions Limited insured with Europ Assistance
Holding Irish Branch, with assistance and claims administration by Europ
Assistance. We strongly recommend this to all persons booking a holiday in our
brochure.
In your own interest, we require that you are adequately insured before embarking on a winter sports holiday. Please indicate on the booking form if you have alternative cover or confirm that our comprehensive insurance will be taken.
|
Premiums for Europe |
Per Adult |
|
Up to 5 days |
£33 |
|
Up to 10 days |
£36 |
|
Up to 17 days |
£41 |
Under 2 years on date of departure - Free
Up to 16 yrs on date of departure - 50% of Adult premium
65 and over - double the premium
The Insurance Premium Tax, of 17.5% and excess waiver are included in
these prices.
An annual and extended stay policy is also available from us. Please call for
details if required.
|
Description |
Cover (per insured) |
Excess |
|
Cancellation & curtailment |
Up to a maximum of £3,000 |
Nil |
|
Medical Expenses |
Up to £2,000,000 |
Nil |
|
Hospital Benefit |
£10
per day |
Nil |
|
Baggage & Personal Effects |
Up to £1,000 |
Nil |
|
Single Item Limit |
Up to £150 |
Nil |
|
Valuables |
Up to £250 |
Nil |
|
Delayed Baggage |
Up to £50 |
Nil |
|
Personal Money and Passport |
Up to £150 (passport up to £250) |
Nil |
|
Travel Delay* |
Up to £100 |
Nil |
|
Holiday Abandonment |
Up to £3,000 |
Nil |
|
Missed Departure |
Up to £500 |
Nil |
|
Personal Accident |
Up to £5,000 |
Nil |
|
Personal Liability |
Up to £1,000,000 |
Nil |
|
Legal Expenses |
Up to £10,000 |
Nil |
|
Ski Equipment |
-
Owned Up to £500 |
Nil |
|
Piste Closure |
£20 per day up to £200 |
Nil |
|
Avalanche Closure |
£30 per day up to £150 |
Nil |
|
* Travel Delay: |
£25 for the first 12 hour period, £25 for each additional 12 hour period up to £100 in all. |
|
health conditions
The Flexiski standard travel insurance operates on the basis that your are
healthy, fit to travel and to undertake the trip, and that you are not
travelling against medical advice or with the intention of obtaining medical
treatment abroad. Unless you declare to us, you will be held to warrant that
the above is true both at the time of booking the trip and at the time you commence
the trip.
No claim arising directly or indirectly from a pre-existing medical condition affecting you will be covered unless;
* You have declared that condition to the Medical Screening Helpline;and
* You have declared any changes in Your health or prescribed medication; and
* The Medical Screening Helpline have accepted that
condition for insurance in writing
Each Insured person who has a Pre-existing Medical Condition must make
a Medical Health Declaration before each Period of Insurance and, if
there are
any changes in Your health or prescribed medication prior to the
commencement of the period of insurance or departing on any trip.
(Failure
to declare any Pre-Existing Medical Condition that is relevant to the
insurance may invalidate the policy) The Medical Screening Helpline may
require
You to obtain a medical report from your General Practitioner or
Consultant in
order to assess whether
cover applies. Any costs incurred in obtaining this medical report shall be
borne by You.
Based on the Medical Screening Helpline's assessment of the
medical information supplied to them, they will decide whether or not the person is
suitable for insurance, or if certain exclusions or restrictions should
be imposed. If the Medical Screening Helpline offers cover, it is
subject to
written confirmation by them.
To declare a Pre-existing Medical condition or a change in
Your state of health or prescribed medication, You should contact the Medical Screening
Helpline during office hours on 0870 770 3918.
This policy will NOT cover any claims under Section 1 (Cancellation, Curtailment or Trip Interruption) arising directly or indirectly from a Pre-Existing Medical Condition, known to You prior to the commencement of the Period of Insurance, affecting any Close Relative, travelling companion who is not insured under this policy or person with whom You intend to stay whilst on Your Trip:
* for which they have required surgery, or inpatient treatment or hospital consultations, or have been prescribed medication or undergone any treatment, during the 90 days immediately prior to the commencement of the Period of Insurance; or
* if they were on a waiting-list for, or have knowledge of the need for, surgery, inpatient treatment or investigation at any hospital or clinic at the commencement of the Period of Insurance; or
* if terminal diagnosis had been received prior to the
commencement of the Period of Insurance holiday security
SkiBound Ltd (trading as Flexiski) is a fully bonded tour operator, licensed by
the Civil Aviation Authority (ATOL 2165). This means that the money you pay
up-front is protected.
In the unlikely event that Flexiski should encounter financial problems before
you travel with us, you would get your money back. Should the problems arise while
you are on holiday, you would be able to enjoy your holidays and fly home
without hassle.



